UtilityTools

Budget Calculator

A simple monthly budget. Add income and expenses, see the balance live, and print a clean report.

Income

DescriptionAmount

Expenses

CategoryDescriptionAmount
0
Total income
0
Total expenses
0
Balance
0%
Savings rate

Budget Calculator guide

The Budget Calculator helps you list income and expenses, calculate totals and print a clean overview. It is useful for household planning, student budgets, freelance estimates, moving costs or a quick monthly checkup.

A simple budget is often more useful than a complex finance app when you only need to see where money goes. The goal is to make income, fixed costs and flexible spending visible enough to support a decision.

When to use it

How to use it

  1. Enter your income sources first.
  2. Add fixed expenses such as rent, utilities, insurance and subscriptions.
  3. Add variable categories such as food, transport and entertainment.
  4. Review the remaining balance and adjust categories as needed.
  5. Print or save the report for your own records.

Example

Input

Income: 2500. Expenses: rent 1000, food 350, transport 120, subscriptions 45.

Output

A calculated remaining balance after listed expenses.

Use realistic monthly averages rather than the best-case month.

Privacy

Budget values are calculated in your browser. UtilityTools.eu does not store your income, expenses or printed report.

Limitations and accuracy notes

FAQ

Should I include yearly bills?

Yes. Divide yearly costs by 12 so they are visible in the monthly budget.

Can I use this for business accounting?

Use it for rough planning only. Formal accounting needs proper records and tax rules.

Is my budget saved online?

No. The site has no account or database for your budget.